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If you’re a business owner in need of financing, you may be considering a commercial mortgage loan. These loans can be used for a variety of purposes, including purchasing or refinancing commercial property, and they typically have lower interest rates than other types of loans. It’s important to compare offers from multiple lenders to ensure you’re getting the best terms. At Percom Financial Services, we make the process easier for you by referral to a trusted third party. Below are the mortgage products available through our referral partner that will serve your needs.**

Find your Funding

Book a session with us to discuss your options for commercial finance through this dedicated referral process.**


Bridging loans are short-term financial solutions, often utilized by businesses for quick transactions ranging between £150,000 – £25 million, secured using commercial property or development sites. These loans, being more niche and carrying a higher risk than residential property loans, tend to be slightly more expensive.
Commercial Bridging Loans Can Be Used For Various Properties, Including:
  • Offices
  • Hotels
  • Restaurants
  • Warehouses
  • Retail premises
  • Pubs/Bars
  • Factories
Product Features Include:
  • Loan amount: £150,000 -£25m
  • LTV: Up to 70% max
  • Rates: 0.65%-1.5% pm
  • Charge: 1st and 2nd charge available
  • Location: England & Wales
  • Terms: 3-18 months
1. February, 2024.
Elliott and his team were prompt and efficient in assisting with a building insurance enquiry, providing the best quotes in the market. I will surely come back to them for anything else I may need.
Cristina Ruzza
19. January, 2024.
It was a pleasure to have been able to share my concerns with Mr Valentine and to have received all the explanations necessary to make the most important choices of my life. I will continue to use their service
Anamaria Huluba
5. January, 2024.
I recently had the pleasure of working with Elliott Valentine and am thrilled to share my outstanding experience. From start to finish, his service has been nothing short of exceptional, earning him a well-deserved 5-star rating. Elliott Valentine demonstrated a profound understanding of the market, providing invaluable insights that significantly aided my decision-making process. His expertise and professionalism instilled confidence, making the entire journey smooth and stress-free. Communication was seamless throughout the entire transaction. Elliott Valentine promptly addressed all my inquiries and kept me informed at every step, ensuring transparency and trust. His responsiveness and willingness to go the extra mile truly set him apart in the industry. Moreover, the level of personalised attention I received was unparalleled. Elliott Valentine took the time to understand my unique needs and goals, tailoring their approach to meet and exceed my expectations. His commitment to client satisfaction was evident in every interaction, making me feel like a valued partner in the process. The efficiency and accuracy demonstrated by Elliott Valentine in handling paperwork and logistics further reinforced my confidence in their abilities. They navigated the complexities of the transaction with finesse, leaving no room for doubt about their competence. In summary, Elliott Valentine is a standout professional in the brokerage field, delivering a truly 5-star service. If you are seeking a knowledgeable, reliable, and client-focused broker, look no further. I wholeheartedly recommend Elliott Valentine and am grateful for the positive impact they had on my experience.
Razvan Huluba
5. January, 2024.
Embarking on a real estate journey with Elliott Valentine was nothing short of a revelation, earning them an enthusiastic 5-star review. Buckle up for a different kind of brokerage experience that shattered the mold and left me genuinely impressed. What truly makes Elliott Valentine stand out is their flair for unconventional excellence. Forget the cookie-cutter approach – Elliott Valentine embraced creativity and outside-the-box thinking, injecting a fresh perspective into my investment strategy. Communication with Elliott Valentine was not just effective; it was an experience. They seamlessly blended professionalism with a dash of personality, making every interaction engaging and enjoyable. Elliott Valentine doesn't just talk about market trends; they weave a narrative that captivates, ensuring you're not just a client, but a participant in a thrilling journey. Personalisation took center stage in my collaboration with Elliott Valentine. Their ability to understand my aspirations went beyond the standard questionnaire; they grasped the essence of what I was seeking and tailored their approach accordingly. This bespoke service made me feel like I wasn't just another transaction but a partner in a one-of-a-kind adventure. Efficiency and precision were the cornerstones of Elliott Valentine's execution. Navigating the paperwork and logistics was a breeze, and their attention to detail showcased a commitment to flawless execution. Elliott Valentine isn't just about making deals; they're about crafting experiences that leave a lasting impression. In conclusion, if you're tired of the same old brokerage routine, Elliott Valentine is the disruptor you've been waiting for. Their unconventional excellence, engaging communication style, and personalised approach redefine what a 5-star brokerage experience should be. Buckle up and let Elliott Valentine take you on a journey that transcends the ordinary.
Emma Groves
23. October, 2023.
Great experience. Elliott is very knowledgeable and always on hand to help you navigate the process.
Beverley Mitchell
20. October, 2023.
Elliott Valentine is professional, diligent and extremely hardworking! He knows how to get results and I’m glad I’ve had the pleasure of meeting him and will definitely use his services again😊
Sylke Goldsmith
5. September, 2023.
As a first time buyer, I was very naïve to the whole process and needed a lot of guidance, communication & support which I absolutely received from Percom. Their communication is excellent and they made sure that I understood everything from start to completion. I highly recommend their service especially if you’re like me & new to the home owner world! They make a complicated process easier. Thank you Percom!
Emily Holligan
4. September, 2023.
Percom were absolutely brilliant in securing me a mortgage. As a self employed person I thought I would have a really hard time but Elliot went the extra mile in trying to secure an offer. Samira was an absolute star in keeping on top of all the people involved to get me into my new home and I’m grateful.
Ike Nzeribe
3. August, 2023.
Excellent. Well done.
Krzysztof Michalak
25. July, 2023.
Percom Financial services is the best financial services in London, very professional.


Semi-commercial/mixed-use bridging loans are tailored for properties that blend residential and commercial use, such as a flat above a shop. These properties, due to their unique nature, require specialised financing solutions available through our referral to a third party.**
Product Features Include:
  • Loan: £150k – £25 million
  • LTV: Up to 70% max
  • Rates: 0.65%-1.5% pm
  • Loan Term: 3-18 months
  • Charge: 1st and 2nd charges available
  • Location: England & Wales


If you’re considering any of the mortgage products we listed above, get in touch with us today. We can offer details on commercial finance options available through referral to a third party.** We understand that choosing the right mortgage loan can be difficult; especially the commercial type. At Percom Financial Services we work with dedicated third parties to find the most suitable commercial product for your needs, who can guide you through the process from start to finish. Contact us today; one of our agents are eager to serve you.


At Percom Financial Services, we are a mortgage broker, not a lender. This means we facilitate referrals to a network of third-party lenders for suitable commercial mortgages. We do not offer loans directly. We act as a connector, offering advice and directing you to the most appropriate third-party products tailored to your individual needs and circumstances.

**Commercial Financing
Commercial Financing is offered by referral to a third party.

If you have any questions about our disclaimer or the services we offer, please don’t hesitate to contact us. We would be happy to chat with you about your options and help you find the most suitable product for your needs.