Residential Mortgage

Are you considering the purchase of your next home?

Buy to Let

Your next property deal is just around the corner and now you don’t need to miss out on a faster and easier solution to funding property investments quickly.

highly Recommended mortgage broker

1. February, 2024.
Elliott and his team were prompt and efficient in assisting with a building insurance enquiry, providing the best quotes in the market. I will surely come back to them for anything else I may need.
Cristina Ruzza
19. January, 2024.
It was a pleasure to have been able to share my concerns with Mr Valentine and to have received all the explanations necessary to make the most important choices of my life. I will continue to use their service
Anamaria Huluba
5. January, 2024.
I recently had the pleasure of working with Elliott Valentine and am thrilled to share my outstanding experience. From start to finish, his service has been nothing short of exceptional, earning him a well-deserved 5-star rating. Elliott Valentine demonstrated a profound understanding of the market, providing invaluable insights that significantly aided my decision-making process. His expertise and professionalism instilled confidence, making the entire journey smooth and stress-free. Communication was seamless throughout the entire transaction. Elliott Valentine promptly addressed all my inquiries and kept me informed at every step, ensuring transparency and trust. His responsiveness and willingness to go the extra mile truly set him apart in the industry. Moreover, the level of personalised attention I received was unparalleled. Elliott Valentine took the time to understand my unique needs and goals, tailoring their approach to meet and exceed my expectations. His commitment to client satisfaction was evident in every interaction, making me feel like a valued partner in the process. The efficiency and accuracy demonstrated by Elliott Valentine in handling paperwork and logistics further reinforced my confidence in their abilities. They navigated the complexities of the transaction with finesse, leaving no room for doubt about their competence. In summary, Elliott Valentine is a standout professional in the brokerage field, delivering a truly 5-star service. If you are seeking a knowledgeable, reliable, and client-focused broker, look no further. I wholeheartedly recommend Elliott Valentine and am grateful for the positive impact they had on my experience.
Razvan Huluba
5. January, 2024.
Embarking on a real estate journey with Elliott Valentine was nothing short of a revelation, earning them an enthusiastic 5-star review. Buckle up for a different kind of brokerage experience that shattered the mold and left me genuinely impressed. What truly makes Elliott Valentine stand out is their flair for unconventional excellence. Forget the cookie-cutter approach – Elliott Valentine embraced creativity and outside-the-box thinking, injecting a fresh perspective into my investment strategy. Communication with Elliott Valentine was not just effective; it was an experience. They seamlessly blended professionalism with a dash of personality, making every interaction engaging and enjoyable. Elliott Valentine doesn't just talk about market trends; they weave a narrative that captivates, ensuring you're not just a client, but a participant in a thrilling journey. Personalisation took center stage in my collaboration with Elliott Valentine. Their ability to understand my aspirations went beyond the standard questionnaire; they grasped the essence of what I was seeking and tailored their approach accordingly. This bespoke service made me feel like I wasn't just another transaction but a partner in a one-of-a-kind adventure. Efficiency and precision were the cornerstones of Elliott Valentine's execution. Navigating the paperwork and logistics was a breeze, and their attention to detail showcased a commitment to flawless execution. Elliott Valentine isn't just about making deals; they're about crafting experiences that leave a lasting impression. In conclusion, if you're tired of the same old brokerage routine, Elliott Valentine is the disruptor you've been waiting for. Their unconventional excellence, engaging communication style, and personalised approach redefine what a 5-star brokerage experience should be. Buckle up and let Elliott Valentine take you on a journey that transcends the ordinary.
Emma Groves
23. October, 2023.
Great experience. Elliott is very knowledgeable and always on hand to help you navigate the process.
Beverley Mitchell
20. October, 2023.
Elliott Valentine is professional, diligent and extremely hardworking! He knows how to get results and I’m glad I’ve had the pleasure of meeting him and will definitely use his services again😊
Sylke Goldsmith
5. September, 2023.
As a first time buyer, I was very naïve to the whole process and needed a lot of guidance, communication & support which I absolutely received from Percom. Their communication is excellent and they made sure that I understood everything from start to completion. I highly recommend their service especially if you’re like me & new to the home owner world! They make a complicated process easier. Thank you Percom!
Emily Holligan
4. September, 2023.
Percom were absolutely brilliant in securing me a mortgage. As a self employed person I thought I would have a really hard time but Elliot went the extra mile in trying to secure an offer. Samira was an absolute star in keeping on top of all the people involved to get me into my new home and I’m grateful.
Ike Nzeribe
3. August, 2023.
Excellent. Well done.
Krzysztof Michalak
25. July, 2023.
Percom Financial services is the best financial services in London, very professional.

What You Get

At Percom Financial Services, we give you impartial mortgage advice to make sure you get the best deal whether you are a first-time buyer, experienced property investor, moving home, investing in the buy to let market or looking to re-mortgage any of your properties.

Privacy Policy

The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Your property may be repossessed if you do not keep up repayments on your mortgage.

**Commercial Finance is offered by referral to a third party

First-time Buyer Mortgages

Home-mover Mortgages

95% Mortgages Guarantee Scheme

Right to Buy Mortgages

Commercial Mortgages**

Invest to Let

Bridging Finance

Property Re-mortgages

Financial Assistance to complete development projects

Let us help you with your mortgage needs.

Our Services

We offer services that address the needs of customers.

Our services include:

First-time Buyer Mortgages

Home-mover Mortgages

95% Mortgages Guarantee Scheme

Commercial Invest to Let**

Property Re-mortgages

Financial Assistance to complete development projects

Why Choose Us?

Below are just a few reasons why it makes sense to let us help.

– We give advice;

 – Get the perfect protection cover when you need it the most;

– We have bargaining power on our side, which means better premiums for you.

Read more

*There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but the fee could be up to a maximum of 2 percent of the loan amount. No fees will be payable for any protection arranged.


Get a Consultation

We’d love to schedule a call with you and discuss your property needs. To facilitate this initial interaction with yourself and a Percom adviser schedule a consultation. Please complete the form on this page and we’ll get back to you right away.

Let one of our advisors serve you today.

About Our Company

The name Percom was coined by its founder, Elliott Valentine, to signify his passion, experience and qualification in helping Personal as well as Commercial customers.

Having worked in other businesses where commercial clients were not able to progress their property transactions, Elliott decided to start a company that would handle property loans on their behalf.

The scope of his idea involved not only commercial properties, but residential homes and incomplete developmental projects. Thus, Percom Financial Services was born…

Open Vs Closed Bridging Loans Explained

Bridging loans are versatile financial instruments that address temporary funding gaps across various sectors. Within this landscape, open and closed bridging loans emerge as primary categories, each with distinct characteristics and implications.  This...

What Are Interest Rates Today?

In the intricate world of financial planning, one topic that consistently holds sway over the decisions of homebuyers and borrowers is the elusive nature of interest rates.   A key question on many people's minds is, "When will interest rates go down?" This...

New Year, New Home: 2024 Property Viewing Tips

Embarking on the journey to find your dream home in 2024 is an exciting endeavour, but it can also be overwhelming, especially when navigating property viewings. This comprehensive guide will provide vital tips to streamline the process, ensuring you make informed...

How do Mortgages Work in the UK? | A Guide

For those aspiring to step onto homeownership, a significant step often involves securing a mortgage to make that dream home a reality. This article aims to provide comprehensive insights into the mortgage journey and guide you to uncover the ideal financing...

Section 21 Of The Housing Act 1988

In a recent turn of events, the government has officially announced a delay in the execution of plans to abolish Section 21 'no-fault' evictions. The decision comes in response to widespread concerns and extensive lobbying by the NRLA, signalling a promising...

How do Bridging Loans Work? 

Bridging loans offer a versatile financial solution for various scenarios, including stepping in when the property chain encounters a breakdown, facilitating the purchase of a new home before selling the current one, or swiftly acquiring a property won at auction when...

Home Improvements & Releasing Equity in Your Home

With the rent escalation, many are asking, "How much can first time buyers borrow?" and evaluating if taking that leap into homeownership is within their grasp. It's undeniable purchasing your first home is a monumental financial undertaking. There are uncertainties,...

Home Improvements & Releasing Equity in Your Home

In homeownership, numerous people consider enhancing their living spaces for better comfort and visual appeal. A rising trend for funding these renovations is tapping into home equity. But how does this work, and what are its advantages for homeowners?  Dive into...

Sustainable Housing

With increasing concern about environmental sustainability, many industries are looking for ways to reduce their carbon footprint and contribute to a greener future. One such industry is the real estate sector, where the concept of 'Green Mortgages' is gaining...

An Insight Into 100 Percent Mortgages

Following the financial downturn of 2008, 100 per cent of mortgages became largely extinct. However, they're making a comeback in today's market. What are the benefits, and what could potentially go awry? In the past, 100 per cent mortgages were prevalent, but they...

Join Our Newsletter

Subscribe to stay up to date with the latest news and offers!