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New build property – a better choice?

New build property – a better choice?

In a perfect world, should aspiring homeowners or next time buyers buy an existing property, or opt for a new build? Much depends on location, access to amenities and of course personal taste, but here are some pros and cons which might help. New build property comes...
Cutting costs without compromising security

Cutting costs without compromising security

There is an old saying about not throwing the baby out with the bathwater  – unknowingly getting rid of something valuable while disposing of items of no value. It holds particularly true in the current situation where families are adjusting to the cost of living...
Review Your Mortgage

Review Your Mortgage

With UK interest rates rising in recent months, the impact on mortgage rates is already being felt across the country as short term and fixed rates increase. (1)  According to Moneyfacts, the average cost of two-year fixed rate mortgage has risen for the past eight...
House prices – Up or Down?

House prices – Up or Down?

Homeowners, along with those trying to get on the property ladder, will already be tuned into the debate over whether house prices will continue to rise or that we are likely to have a fall or a gentler readjustment. It’s thought that some first-time buyers could hold...
How to choose a Property for Investment

How to choose a Property for Investment

Are you looking for an investment property? If so, you need to make sure that you choose the right one. There are a few things that you need to take into consideration when making your decision. In this blog post, we will discuss how to choose a property for...
A Complete Guide: How to Buy Auctioned Homes in the UK

A Complete Guide: How to Buy Auctioned Homes in the UK

If you are in the least bit familiar or a fan of Homes Under the Hammer, you are very acquainted with how auctioned homes work. For those of us who visit local auctions as a result and are on a quest for a guide on how to make a bid, you have clicked on the right...
5 things you need to know before renting in the UK

5 things you need to know before renting in the UK

In an article by the Brooking Institute, it was revealed that the rate of homeownership within the UK has declined since the pandemic and the rate of renting has increased. The reasons behind their statistics were varied and played heavily on history; neither of which...
Divorce Mortgage: Is it real?

Divorce Mortgage: Is it real?

Introduction: In 2016 there was a buzz among lenders to help divorcees navigate the maze of mortgage repayment. The proposal they came up with was a mortgage product some called the divorce mortgage. What it promised was the opportunity for a person to borrow enough...