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Are you looking for a city with great schools, elegant period homes, and a huge stretch of countryside and parkland? Or maybe you want to live in a trendy area, with a wide selection of great restaurants and pubs? A place where you are close enough to enjoy the nightlife of central London but far away enough to experience significant savings in entertainment and cost of living?

Whether you are tinkering with the thought of buying another property or about to sign a mortgage agreement for your first home, check out Croydon before you go any further. The town of Croydon has seen tremendous growth in popularity in recent years, not just because of the historic Surrey Street Market that started in the 13th century, or because prominent celebrities, such as Kate Moss, Adele, and Stormzy grew up or schooled there. The gravitation towards Croydon is much deeper than that. Just 11 miles from London Charing Cross and a short distance from the seaside AND countryside, Croydon gives the best of both worlds.


1. February, 2024.
Elliott and his team were prompt and efficient in assisting with a building insurance enquiry, providing the best quotes in the market. I will surely come back to them for anything else I may need.
Cristina Ruzza
19. January, 2024.
It was a pleasure to have been able to share my concerns with Mr Valentine and to have received all the explanations necessary to make the most important choices of my life. I will continue to use their service
Anamaria Huluba
5. January, 2024.
I recently had the pleasure of working with Elliott Valentine and am thrilled to share my outstanding experience. From start to finish, his service has been nothing short of exceptional, earning him a well-deserved 5-star rating. Elliott Valentine demonstrated a profound understanding of the market, providing invaluable insights that significantly aided my decision-making process. His expertise and professionalism instilled confidence, making the entire journey smooth and stress-free. Communication was seamless throughout the entire transaction. Elliott Valentine promptly addressed all my inquiries and kept me informed at every step, ensuring transparency and trust. His responsiveness and willingness to go the extra mile truly set him apart in the industry. Moreover, the level of personalised attention I received was unparalleled. Elliott Valentine took the time to understand my unique needs and goals, tailoring their approach to meet and exceed my expectations. His commitment to client satisfaction was evident in every interaction, making me feel like a valued partner in the process. The efficiency and accuracy demonstrated by Elliott Valentine in handling paperwork and logistics further reinforced my confidence in their abilities. They navigated the complexities of the transaction with finesse, leaving no room for doubt about their competence. In summary, Elliott Valentine is a standout professional in the brokerage field, delivering a truly 5-star service. If you are seeking a knowledgeable, reliable, and client-focused broker, look no further. I wholeheartedly recommend Elliott Valentine and am grateful for the positive impact they had on my experience.
Razvan Huluba
5. January, 2024.
Embarking on a real estate journey with Elliott Valentine was nothing short of a revelation, earning them an enthusiastic 5-star review. Buckle up for a different kind of brokerage experience that shattered the mold and left me genuinely impressed. What truly makes Elliott Valentine stand out is their flair for unconventional excellence. Forget the cookie-cutter approach – Elliott Valentine embraced creativity and outside-the-box thinking, injecting a fresh perspective into my investment strategy. Communication with Elliott Valentine was not just effective; it was an experience. They seamlessly blended professionalism with a dash of personality, making every interaction engaging and enjoyable. Elliott Valentine doesn't just talk about market trends; they weave a narrative that captivates, ensuring you're not just a client, but a participant in a thrilling journey. Personalisation took center stage in my collaboration with Elliott Valentine. Their ability to understand my aspirations went beyond the standard questionnaire; they grasped the essence of what I was seeking and tailored their approach accordingly. This bespoke service made me feel like I wasn't just another transaction but a partner in a one-of-a-kind adventure. Efficiency and precision were the cornerstones of Elliott Valentine's execution. Navigating the paperwork and logistics was a breeze, and their attention to detail showcased a commitment to flawless execution. Elliott Valentine isn't just about making deals; they're about crafting experiences that leave a lasting impression. In conclusion, if you're tired of the same old brokerage routine, Elliott Valentine is the disruptor you've been waiting for. Their unconventional excellence, engaging communication style, and personalised approach redefine what a 5-star brokerage experience should be. Buckle up and let Elliott Valentine take you on a journey that transcends the ordinary.
Emma Groves
23. October, 2023.
Great experience. Elliott is very knowledgeable and always on hand to help you navigate the process.
Beverley Mitchell
20. October, 2023.
Elliott Valentine is professional, diligent and extremely hardworking! He knows how to get results and I’m glad I’ve had the pleasure of meeting him and will definitely use his services again😊
Sylke Goldsmith
5. September, 2023.
As a first time buyer, I was very naïve to the whole process and needed a lot of guidance, communication & support which I absolutely received from Percom. Their communication is excellent and they made sure that I understood everything from start to completion. I highly recommend their service especially if you’re like me & new to the home owner world! They make a complicated process easier. Thank you Percom!
Emily Holligan
4. September, 2023.
Percom were absolutely brilliant in securing me a mortgage. As a self employed person I thought I would have a really hard time but Elliot went the extra mile in trying to secure an offer. Samira was an absolute star in keeping on top of all the people involved to get me into my new home and I’m grateful.
Ike Nzeribe
3. August, 2023.
Excellent. Well done.
Krzysztof Michalak
25. July, 2023.
Percom Financial services is the best financial services in London, very professional.


There are many reasons to choose Croydon for your next property purchase. If you are a property investor, Croydon offers great value for money, as it is one of the most affordable parts of London right now. However, with the expansion plans that will see the development of 33,500 new homes over the next 20 years, Croydon will soon become London’s biggest growth centre.

Maybe you’re just looking for a nice home in a safe neighbourhood to raise your family. In terms of education, Croydon is known for its Further Education provision and it is home to the famous BRIT School, where Leona Lewis, Jessie J, Amy Winehouse, and Adele were all students. Many primary schools in the area are rated “good” by Ofsted, with two stand-out schools receiving a rating of “outstanding” (St John’s C of E Primary School and Park Hill Infant School). Croydon is also amongst the top 20 safest cities in London, with a crime rate that fell 4% from July 2020 to July 2021.

Perhaps you’re not quite ready to start a family, but want to buy a home close enough to central London that you can quickly drop in. Croydon is the place for you. The town has great transport links to central London and is about 15 to 20 minutes away from Victoria and London Bridge. Croydon has lots of diverse entertainment opportunities as well, such as trampoline parks and board game cafes, unique pubs, and authentic ethnic food.

Why Choose Us?

We give advice

Speak to us about your circumstances for advice.


Our core purpose is to benefit the customer by seeking the most competitive deals on the market.

5-star service

We pride ourselves on providing a 5-star service, as can be seen from all our FIVE STAR Google Reviews. View our customer testimonials here.

If Croydon sounds like what you are looking for and you’re ready to take thenext step in your home ownership journey, let Percom Financial Services be your guide. Not only do we understand your attraction to Croydon, we also know how complicated and intimidating it can be to apply for a mortgage to purchase a property.

As experienced mortgage brokers, we understand the challenges behind home ownership. Maybe you are having difficulty securing financing from traditional high street lenders. We have an extensive network we can leverage to get the best financing option possible for you. Our network even includes lenders who don’t shy away from lending to first-time landlords with a 20% deposit.

It doesn’t matter if you have been denied a mortgage before by your bank, at Percom Financial Services, we will help you find a financing solution that gives you the best deal. Book a session with us to discuss your home buying options.

Find your Funding

At Percom Financial Services, we will help you find a financing solution that gives you the best deal. Book a session with us to discuss your home buying options.